Top 5 Loan Companies in India


There are many online loan providers, but we will talk about the top 5 loan companies in India. These companies include MoneyTap, LazyPay, AnyTimeLoan, and Capital Float. These companies provide loans for various purposes. Read on to find out how these companies compare. You’ll also learn about the benefits and disadvantages of each. The best loan company in India is the one that gives you the most money in the shortest period of time.


While many companies focus on providing loans to business owners, MoneyTap offers more for their customers. Its online platform provides a variety of financial products and services for consumers. While the company offers a range of loan products and services, the company only has branches in certain cities. For example, customers in Thane, Mumbai, and Navi Mumbai will not be able to take advantage of MoneyTap Loans if they live outside these cities.

Money View Personal Loan

MoneyTap is unique in that it offers consumers instant Personal Loans of up to Rs. 5 lakhs. This loan is available as a line of credit with no interest and can be repaid in easy monthly installments. The interest rate varies based on the applicant’s credit score, income, and current debt to income ratio. The money is accessible instantly and borrowers can pay back as little as 1.25% in interest. The application process is also easy and convenient.


If you are looking for a personal loan, you can choose LazyPay, which offers loans up to Rs1 lac. LazyPay offers flexible repayment options, no-cost EMIs, and a simple documentation process. Its mobile app allows you to apply for a loan online, without having to fax in any documents. It is backed by the PayU payment platform, which was acquired by PaySense.

With the increasing demand for credit in India, BNPL has expanded its offerings and launched a ‘buy now pay later’ (BNPL) solution called LazyCard. The company is working closely with SBM Bank India to roll out LazyCard, which will ride the Visa payment network. Investors continue to pour money into the BNPL space. Last year, Uni raised $70 million from General Catalyst.

With a variety of payment methods, including debit and credit cards, LazyPay can offer the right finance for any need. Customers can choose an EMI plan for as little as INR 3,000, and then pay the rest off within 15 days. If the amount is greater than INR 3,000, users can convert their entire balance into an EMI, which allows them to pay off their loan over time.


The AnyTimeLoan app connects salaried and self-employed individuals to lending partners for instant personal loans. These loans are 100% unsecured with no hidden charges. They are available across 150 cities and have more than 12, 000 partner outlets. In addition to personal loans, AnyTimeLoan also offers business loans, mortgages, and loans against property. In addition to offering quick loans, the AnyTimeLoan app also lets borrowers repay the loan amount through their Paytm wallet.

CrediFiable is a leading online lending platform in India that offers instant personal loans with flexible EMI options. This company offers loans for people with poor credit history at the best rates. Founded in Bangalore, MoneyTap is a fintech startup that offers instant personal loans with flexible EMI options and repayment periods. Its aim is to create a better lending experience by making lending easier and more accessible to consumers.

Capital Float

If you have ever had a need for money, but couldn’t afford the loan amount, Capital Float may be the perfect answer. The loan company has a branchless model, and the CEO credits a change in consumer behavior that has allowed it to grow so quickly. Its management team includes Sashank Rishyasringa, one of the company’s co-founders. Other members of the executive team include Prasad G R, senior vice president of operations; Tushar Garimalla, chief growth officer; and Ankit Satsangi, chief risk officer.

Capital Float understands the importance of fast loan approval. They review your application promptly and disburse the funds quickly, usually within two business days. The company’s digital nature makes the entire process hassle-free for its borrowers. And if you have a good credit score, Capital Float will do its best to approve your loan application. If you don’t have much experience in applying for loans, don’t worry, because the application process is simple and fast.

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